Your household's money, planned before it's spent.
Aurora budgets, tracks and projects your household's money — together, in one place. Your savings come out first, and a 35-day forecast shows the dip before you reach it. Living in one currency? One ledger is the whole picture. Earning and spending across countries? Each one gets its own ledger, in its own money — never blended.
No card required · your free trial of a paid plan only starts counting the day our iOS and Android apps go live
Save first. Spend what's left.
Most apps track what you already spent. Aurora flips the equation — it sets aside your seed money before you budget a single expense, so saving stops being the leftover and starts being the plan.
You spend through the month and hope something is left to save. Usually, nothing is. Saving is an accident.
You set aside savings the moment income lands. You spend confidently on the rest. Saving becomes the plan, not the remainder.
A path from your first paycheck to real wealth.
Aurora isn't a spending tracker with a savings tab bolted on. It's built around one journey: build the habit, live within it, then put your seed money to work.
Save
The moment income lands, Aurora carves out your savings target first. Your spending budget is whatever remains — and it's always honest, because the seed money is already gone.
Spend
Capture spending by photo, email, or chat — in your home currency or any other. A 35-day forward projection tells you exactly what's safe to spend before the next paycheck.
Grow
Track your holdings, property, and other assets in your ledger's home currency. See portfolio value and gains or losses, set a target amount and date, and follow your progress as you plan regular contributions.
Your savings come out of the budget first.
Open your month and the very first line isn't an expense category — it's your savings. Aurora subtracts it before anything else, then shows you a single number: what's genuinely free to plan.
- ✓Pay yourself first, automatically. Savings is allocated the moment income arrives — not whatever survives the month.
- ✓A spending budget you can trust. “To Be Planned” only counts money left after saving, so you never accidentally spend your seed money.
- ✓Watch the habit compound. Every month you hit the target, your seed money grows — the foundation for everything you'll invest later.
Track, budget, plan, and foresee every money move.
The fundamentals every personal finance app owes you — done properly, in every ledger.
Track
Every transaction, captured your way and reconciled automatically. Nothing slips through.
Budget
By the month and the year, with pace you can read at a glance — green, amber, red.
Plan a goal
Set a target, link the money that's funding it, and watch it move — ahead, on pace, or slipping.
Foresee
A 35-day projection across every account that surfaces the dip before you reach it.
Built for real households — at home or across borders.
The fundamentals are table stakes. These are the four no other app combines.
One currency or many
One ledger for your household's home currency — or one per country, never a fake total. The headline number is always the one that's true.
No bank login. Any country.
Aurora never asks for your banking password. Card text messages, receipts and statements bring your payments in — from any bank, anywhere.
It tells you the next move
Prescriptive, not just a report. Aurora says how much to move, from where, by when.
Capture however you live
Receipt-keeper or never-sits-still — five ways in, one clean ledger, your call.
One ledger for your home. Another for every currency you live in.
Most households need exactly one ledger — and that's the whole app, nothing extra to set up. When life spans countries, Aurora doesn't sum the currencies away: each ledger has its own home currency — fixed for life — and its own accounts, budgets, goals, and projections.
- ✓Households in one currency sharing one ledger — both partners see the same budget, the same goals, the same month ahead.
- ✓Expats managing a UAE salary and a Korean mortgage without one distorting the other.
- ✓Cross-border professionals keeping AED, HKD, and KRW activity clean and separate.
- ✓Small operators whose business ledger and personal ledger must never touch.
We never add these together. There is no "$23,000."
No single bank sees the whole picture. You don't need one to.
Your bank's app shows its own accounts, in its own country. Aurora takes payments from wherever they already reach you — card text messages, forwarded email receipts, statement files, photos of receipts — with no bank login and no passwords shared. It matches the same purchase across text, receipt and statement so it counts once, and keeps each country in its own ledger, in its own money — so together never means blended.
5 ways in · 3 countries · still isolated by ledger
Earning, spending, and saving are different states of mind.
Asking "where did my money go?" is a completely different headspace from "am I building toward anything?" Aurora splits your financial life into three lenses — each its own room, with its own widgets, framing, and colour language.
And it goes beyond the month: a true yearly budget lets you plan all twelve months, distribute unevenly where life is uneven, and track against the whole year. Momentsare the product's voice — not notifications, but a trusted advisor that says what happened, what it means, and what to do next.
Income is never “over budget” — more is better, so it glows instead of turning red.
AED 3,000 set aside this month — before a single expense was budgeted.
From the receipt-keeper to the never-sits-still. One app, both of you.
Personal finance tools force a style on you. Aurora meets yours — capture every receipt and reconcile to the line, or forward your statements and let Aurora read them. Whichever you use, reconciliation is the same: Aurora figures out what's a duplicate, what's a match, and what needs your eyes — and only asks about the last one.
On the native iOS and Android apps, AI does the heavy lifting: snap a receipt and Aurora reads the merchant, amount, date — even line items — then categorizes it automatically. A photo becomes a clean, sorted transaction in seconds, in the right ledger.
See where your money is — and where it's heading.
The Accounts page answers two questions at once. Where is my money right now — every account, your Net liquid position, what's owed on cards. And the one almost nothing else answers well: what's about to happen?
Aurora projects your balances 35 days forward across every account, surfaces your low point before you reach it, and when a card auto-pay is going to fall short, tells you the exact next move — how much to move, from where, by when.
This is the difference between an app that reports the past and one that helps you steer.
One home or two countries. Aurora fits.
The household at home
One country, one currency, bills shared between you. One ledger you both see — savings set aside first, a budget you can trust, and a forecast of the month ahead.
The expat household
Earning in one currency, remitting in another, life split across two countries. Two ledgers that finally stay honest about which is which.
The cross-border professional
Consulting and travel, with income and expenses landing in three currencies a month. Each corridor clean, each projection real.
The multi-entity operator
A side business and a personal life that must never bleed into one another. Hard isolation, by design — not by discipline.
Ask your money anything. It answers in your own numbers.
Talk to it the way you'd talk to a friend who's good with money. No menus, no keywords, no “sorry, I didn't understand” — ask, follow up, change your mind. It reads the ledger you have open, down to the lines on your receipts, and answers with your actual figures.
A conversation, not a chatbot
Ask a follow-up and it remembers what you were talking about. “Is that new spending, or did I just move it online?” just works.
Your figures, not averages
Merchants, categories, budgets and receipt items — read straight from your own ledger, so the answer is about you, not a typical household.
Looks, never touches
It can read the ledger you have open and nothing else, it can't change a thing, and your questions are deleted after 30 days.
Included in Single, Couple / Expat and Family. Compare plans →
Answers are written by AI and can be wrong. They are not financial, tax or legal advice.
Your financial data is yours. Protecting it comes first.
Security is Aurora's top priority, not a feature we added later. Here is exactly how we handle your data — what we keep, how it's protected, and who can and can't see it.
We don't collect who you are
No ID or passport number, no date of birth, no home address or phone number, no full account or card numbers and never a banking password. Beyond your ledger, we hold only your email and the name you choose to show.
Every file encrypted, with its own key
Statements, receipts and photos you upload are encrypted with AES-256-GCM — each file under its own key, tied to your household and kept apart from where the files are stored. A copied disk or backup is unreadable on its own.
Our team can't open your files
Our support and admin tools are built so they cannot open your statements, receipts or questions — a rule in the software, not a promise in a policy. We see a conversation only if you share it, and production access is limited to the few who must have it.
Leading AI, never trained on you
Aurora works with Anthropic (Claude) and Google (Gemini) on their paid business terms only — never a free consumer tier. Under those terms your data is never used to train their models.
Why Aurora is a paid service
Keeping your data safe costs money — secure infrastructure, and AI on terms that rule out training on your data. We pay for that with subscriptions, not with your data. We never sell it, never show you ads and never use your financial records to train AI.
We publish every detail of how we handle your data.
Start free. Grow into the plan that fits.
Capture, budgets and the dashboard are free for good. Paid plans add AI Money Buddy, receipts, goals, investments, statement import and room for the whole household.
USDAll prices are in US dollars — whatever currency your household lives in.
Free
60 transactions a month · 1 ledger · 1 member
- ✓Monthly budget
- ✓Card SMS capture
- ✓Automatic categories
- ✓CSV export
Single
300 transactions a month · 2 ledgers · 1 member
Everything in Free, plus
- ✓AI Money Buddy
- ✓Photo and e-mailed receipts
- ✓Savings goals
- ✓Cross-Ledger Report
- ✓Investments and loans
- ✓Trips
- ✓Yearly plan
- ✓Monthly Letter
Couple / Expat
600 transactions a month · 5 ledgers · 2 members
Everything in Single, plus
- ✓Statement import
- ✓Share with your household
- ✓Reconcile workbench
Family
2,000 transactions a month · 10 ledgers · 6 members
Everything in Couple / Expat, plus
- ✓2,000 transactions a month
- ✓Up to 10 ledgers
- ✓Up to 6 members
Our iOS and Android apps are in review with Apple and Google. Join and use the web app now — your 14-day free trial of a paid plan only starts counting the day the apps go live. No card needed. Prices in US dollars (USD); change or cancel any time.
Compare every featureHide the comparison
| Feature | Free | Single | Couple / Expat | Family |
|---|---|---|---|---|
| Limits | ||||
| Transactions a month | 60 | 300 | 600 | 2,000 |
| Active ledgers | 1 | 2 | 5 | 10 |
| Household members | 1 | 1 | 2 | 6 |
| Dashboard | ||||
| Dashboard — income, spending and budget | Included | Included | Included | Included |
| Goals on the dashboard | Not included | Included | Included | Included |
| 35-day cash cushion forecast | Included | Included | Included | Included |
| Net worth across accounts | Not included | Included | Included | Included |
| Getting transactions in | ||||
| Manual entry | Included | Included | Included | Included |
| Card SMS capture | Included | Included | Included | Included |
| Photo receipts | Not included | Included | Included | Included |
| E-mailed receipts, with Gmail forwarding | Not included | Included | Included | Included |
| Automatic categories | Included | Included | Included | Included |
| Marketplace receipts split by item | Not included | Included | Included | Included |
| Receipts matched to card SMS | Not included | Included | Included | Included |
| Credit card statement import (PDF) | Not included | Not included | Included | Included |
| Bank statement import (PDF) | Not included | Not included | Included | Included |
| Reconcile workbench | Not included | Not included | Included | Included |
| Transaction tools | ||||
| Search, edit, split, transfers and refunds | Included | Included | Included | Included |
| Trips | Not included | Included | Included | Included |
| Recurring bills, with late-payment detection | Included | Included | Included | Included |
| Auto-categorise rules | Included | Included | Included | Included |
| Tags | Included | Included | Included | Included |
| Budget | ||||
| Monthly budget | Included | Included | Included | Included |
| Yearly plan and overview | Not included | Included | Included | Included |
| Rollover | Included | Included | Included | Included |
| Budget thresholds | Included | Included | Included | Included |
| Savings | ||||
| Savings goals | Not included | Included | Included | Included |
| Investments | ||||
| Investments — holdings and activity | Not included | Included | Included | Included |
| Accounts | ||||
| Credit card accounts | Included | Included | Included | Included |
| Cash wallets | Included | Included | Included | Included |
| Current and savings accounts | Included | Included | Included | Included |
| Loan accounts | Not included | Included | Included | Included |
| Investment accounts | Not included | Included | Included | Included |
| Card payment-due projection | Included | Included | Included | Included |
| Receipt data | ||||
| Receipt price sharing and price search | Not included | Included | Included | Included |
| Reporting | ||||
| Monthly Letter | Not included | Included | Included | Included |
| Cross-Ledger Report | Not included | Included | Included | Included |
| CSV export | Included | Included | Included | Included |
| AI | ||||
| AI Money Buddy — ask questions about Aurora and your own figures | Not included | Included | Included | Included |
| Settings | ||||
| Currency, categories, notifications and SMS senders | Included | Included | Included | Included |
| Invite household members | Not included | Not included | Included | Included |
| Platform | ||||
| Mobile app | Included | Included | Included | Included |
No ads, ever. You're the customer, not the product.
Capture a week. See your first projection.
Start with the free app. Upgrade when you're ready to plan — not before.