Built for money that crosses borders

Your money doesn't live in one currency. Your finance app shouldn't pretend it does.

Aurora keeps a separate ledger for every country you earn, spend, and save in — Dubai, Seoul, Hong Kong — and shows you the one number that's actually true, in the currency you'll actually use.

No card required · Full-feature free trial — 1 month or 300 transactions

Net liquid · 35-day horizon
+HK$ 234,866
↓ −578 by Jul 8
Liquid 245,682Cards owed 10,817HKD ledger
On course
Inflows ahead
+1,000
Outflows ahead
−1,578
Low point
245,104
Jun 28
All liquidChecking 38,500SC Savings 36,000Savings 170,000Octopus 184
Today · Jun 3HSBC Visa payment+1,000
Jun 28Jun 30
The problem with every other app

They were built for one currency. You don't live in one.

You've tried the popular apps. They lump your dirham and your won into one dollar figure that's wrong the moment you look at it — they connect to home-country banks and shrug at everywhere else, and they tell you what you spent while leaving you to figure out what to do. You ended up back in a spreadsheet. So did we. So we built the thing the spreadsheet was standing in for.

The category leader, today
$20,000

Hold 10,000 CAD and 10,000 USD, and it shows you "$20,000" — summing two currencies as if they were identical. Its own help centre admits this produces misleading totals.

A number that moves with the FX market tells you nothing about your actual financial life.

Aurora
AED 14,210 · ₩9.2M

Each country stays its own world — its own home currency, accounts, budgets, and projections. We never sum across them in the everyday view.

Need one figure for a mortgage or tax filing? A Cross-Ledger Report converts on demand — timestamped, FX-stamped, always with the per-ledger breakdown.

Everything a finance app should do

Track, budget, plan, and foresee every money move.

The fundamentals every personal finance app owes you — done properly, in every ledger.

Track

Every transaction, captured your way and reconciled automatically. Nothing slips through.

Budget

By the month and the year, with pace you can read at a glance — green, amber, red.

Plan a goal

Set a target, link the money that's funding it, and watch it move — ahead, on pace, or slipping.

Foresee

A 35-day projection across every account that surfaces the dip before you reach it.

And the things only Aurora does

Built for a life that crosses borders.

The fundamentals are table stakes. These are the four no other app combines.

01

One ledger per country

Real isolation, never a fake total. The headline number is always the one that's true.

02

Every bank, every country

Aggregate across institutions and borders into one view — something no single bank can do for itself.

03

It tells you the next move

Prescriptive, not just a report. Aurora says how much to move, from where, by when.

04

Capture however you live

Receipt-keeper or never-sits-still — five ways in, one clean ledger, your call.

A separate world for every currency you live in.

Most apps treat multiple currencies as an edge case to be summed away. Aurora treats them as the point. Each ledger has its own home currency — fixed for life — and its own accounts, budgets, goals, and projections.

  • Expats managing a UAE salary and a Korean mortgage without one distorting the other.
  • Cross-border professionals keeping AED, HKD, and KRW activity clean and separate.
  • Small operators whose business ledger and personal ledger must never touch.
UAE · AEDKorea · KRW
Net liquid · UAE ledger
+AED 14,210.50
Liquid AED 18,420.50Cards owed AED 4,210.00
Korea ledger — kept entirely separate
₩ 9,240,000

We never add these together. There is no "$23,000."

Aggregation, across borders

No single bank sees the whole picture. Aurora sees every one.

Your bank's app shows its own accounts, in its own country. Aurora connects every institution you use — across every country you live in — into one bird's-eye view. Then it keeps each currency in its own ledger, so connected never means blended.

UAE · AED
Emirates NBDADCBHSBC UAE
Korea · KRW
KB KookminShinhanToss Bank
Hong Kong · HKD
HSBC HKHang Seng

8 institutions · 3 countries · still isolated by ledger

Earning, spending, and saving are different states of mind.

Asking "where did my money go?" is a completely different headspace from "am I building toward anything?" Aurora splits your financial life into three lenses — each its own room, with its own widgets, framing, and colour language.

And it goes beyond the month: a true yearly budget lets you plan all twelve months, distribute unevenly where life is uneven, and track against the whole year. Momentsare the product's voice — not notifications, but a trusted advisor that says what happened, what it means, and what to do next.

SpendingEarningBuilding
Am I on track? — July budget pace
GroceriesOn trackAED 1,240 / 1,800
Dining outWatchAED 980 / 1,100
TransportOverAED 720 / 600

From the receipt-keeper to the never-sits-still. One app, both of you.

Personal finance tools force a style on you. Aurora meets yours — capture every receipt and reconcile to the line, or connect your bank and let it sync. Whichever you use, reconciliation is the same: Aurora figures out what's a duplicate, what's a match, and what needs your eyes — and only asks about the last one.

On the native iOS and Android apps, AI does the heavy lifting: snap a receipt and Aurora reads the merchant, amount, date — even line items — then categorizes it automatically. A photo becomes a clean, sorted transaction in seconds, in the right ledger.

AI receipt scan · iOS & AndroidChatSMS ingestionEmail forwardingBank sync
Aurora receipt camera capture on iOS
Aurora AI receipt review with extraction, suggested category and statement match
5 fields read · auto-categorized

See where your money is — and where it's heading.

The Accounts page answers two questions at once. Where is my money right now — every account, your Net liquid position, what's owed on cards. And the one almost nothing else answers well: what's about to happen?

Aurora projects your balances 35 days forward across every account, surfaces your low point before you reach it, and when a card auto-pay is going to fall short, tells you the exact next move — how much to move, from where, by when.

This is the difference between an app that reports the past and one that helps you steer.

35-day balance projectionHSBC Premier Checking
Today+18d+35d
Low point: AED 2,840 on May 28
Move AED 1,370 from Savings before the 27th to keep auto-pay covered.
Who it's for

If you live across borders, you already know.

The expat household

Earning in one currency, remitting in another, life split across two countries. Two ledgers that finally stay honest about which is which.

The cross-border professional

Consulting and travel, with income and expenses landing in three currencies a month. Each corridor clean, each projection real.

The multi-entity operator

A side business and a personal life that must never bleed into one another. Hard isolation, by design — not by discipline.

Pricing

One plan. Every feature. No tiers to decode.

Everyone gets the whole product — every ledger, every lens, goals, projections, aggregation, the lot. Try all of it free, then keep going for one simple price.

Need more than 5 ledgers or 2,000 transactions a month? Talk to our sales team →

No ads, ever. You're the customer, not the product.

Help, reimagined

Don't read the manual. Just ask.

Instead of hunting through help articles, ask Aurora. A conversational assistant grounded in the product itself — it answers in plain language, links to the exact step, and explains why the app works the way it does.

🔎Why won't Aurora show my total net worth across countries?
How do I forward a bank email?Set up a yearly budgetWhat's a Cross-Ledger Report?

Capture a week. See your first projection.

Start with the free app. Upgrade when you're ready to plan — not before.

Start free trial