Your household's money, start to finish, in one place.
From a budget that saves first to a 35-day forecast, a ledger per country and five ways to capture your spending — everything Aurora does, on one page.
Save first. Spend what's left.
Most apps track what you already spent. Aurora flips the equation — it sets aside your seed money before you budget a single expense, so saving stops being the leftover and starts being the plan.
You spend through the month and hope something is left to save. Usually, nothing is. Saving is an accident.
You set aside savings the moment income lands. You spend confidently on the rest. Saving becomes the plan, not the remainder.
A path from your first paycheck to real wealth.
Aurora isn't a spending tracker with a savings tab bolted on. It's built around one journey: build the habit, live within it, then put your seed money to work.
Save
The moment income lands, Aurora carves out your savings target first. Your spending budget is whatever remains — and it's always honest, because the seed money is already gone.
Spend
Capture spending by card text message, photo, email or statement — in your home currency or any other. A 35-day forward projection tells you exactly what's safe to spend before the next paycheck.
Grow
Track your holdings and investment accounts in your ledger's home currency. See portfolio value and gains or losses, set a target amount and date, and follow your progress as you plan regular contributions.
Your savings come out of the budget first.
Open your month and the very first line isn't an expense category — it's your savings. Aurora subtracts it before anything else, then shows you a single number: what's genuinely free to plan.
- ✓Pay yourself first, automatically. Savings is allocated the moment income arrives — not whatever survives the month.
- ✓A spending budget you can trust. “To Be Planned” only counts money left after saving, so you never accidentally spend your seed money.
- ✓Watch the habit compound. Every month you hit the target, your seed money grows — the foundation for everything you'll invest later.
Track, budget, plan, and foresee every money move.
The fundamentals every personal finance app owes you — done properly, in every ledger.
Track
Every transaction, captured your way and reconciled automatically. Nothing slips through.
Budget
By the month and the year, with pace you can read at a glance — green, amber, red.
Plan a goal
Set a target, link the money that's funding it, and watch it move — ahead, on pace, or slipping.
Foresee
A 35-day projection across every account that surfaces the dip before you reach it.
Built for real households — at home or across borders.
The fundamentals are table stakes. These are the four no other app combines.
One currency or many
One ledger for your household's home currency — or one per country, never a fake total. The headline number is always the one that's true.
No bank login. Any country.
Aurora never asks for your banking password. Card text messages, receipts and statements bring your payments in — from any bank, anywhere.
It tells you the next move
Prescriptive, not just a report. Aurora says how much to move, from where, by when.
Capture however you live
Receipt-keeper or never-sits-still — five ways in, one clean ledger, your call.
One ledger for your home. Another for every currency you live in.
Most households need exactly one ledger — and that's the whole app, nothing extra to set up. When life spans countries, Aurora doesn't sum the currencies away: each ledger has its own home currency — fixed for life — and its own accounts, budgets, goals, and projections.
- ✓Households in one currency sharing one ledger — both partners see the same budget, the same goals, the same month ahead.
- ✓Expats managing a UAE salary and a Korean mortgage without one distorting the other.
- ✓Cross-border professionals keeping AED, HKD, and KRW activity clean and separate.
- ✓Small operators whose business ledger and personal ledger must never touch.
We never add these together. There is no "$23,000."
No single bank sees the whole picture. You don't need one to.
Your bank's app shows its own accounts, in its own country. Aurora takes payments from wherever they already reach you — card text messages, forwarded email receipts, statement files, photos of receipts — with no bank login and no passwords shared. It matches the same purchase across text, receipt and statement so it counts once, and keeps each country in its own ledger, in its own money — so together never means blended.
5 ways in · 3 countries · still isolated by ledger
Earning, spending, and saving are different states of mind.
Asking "where did my money go?" is a completely different headspace from "am I building toward anything?" Aurora splits your financial life into three lenses — each its own room, with its own widgets, framing, and colour language.
And it goes beyond the month: a true yearly budget lets you plan all twelve months, distribute unevenly where life is uneven, and track against the whole year. Moments are the product's voice — not notifications, but a trusted advisor that says what happened, what it means, and what to do next.
Income is never “over budget” — more is better, so it glows instead of turning red.
$1,000 set aside this month — before a single expense was budgeted.
From the receipt-keeper to the never-sits-still. One app, both of you.
Personal finance tools force a style on you. Aurora meets yours — capture every receipt and reconcile to the line, or forward your statements and let Aurora read them. Whichever you use, reconciliation is the same: Aurora figures out what's a duplicate, what's a match, and what needs your eyes — and only asks about the last one.
On the native iOS and Android apps, AI does the heavy lifting: snap a receipt and Aurora reads the merchant, amount, date — even line items — then categorizes it automatically. A photo becomes a clean, sorted transaction in seconds, in the right ledger.
1 of 6: AI receipt scan · iOS & Android
See where your money is — and where it's heading.
The Accounts page answers two questions at once. Where is my money right now — every account, your Net liquid position, what's owed on cards. And the one almost nothing else answers well: what's about to happen?
Aurora projects your balances 35 days forward across every account, surfaces your low point before you reach it, and when a card auto-pay is going to fall short, tells you the exact next move — how much to move, from where, by when.
This is the difference between an app that reports the past and one that helps you steer.
One home or two countries. Aurora fits.
The household at home
One country, one currency, bills shared between you. One ledger you both see — savings set aside first, a budget you can trust, and a forecast of the month ahead.
The expat household
Earning in one currency, remitting in another, life split across two countries. Two ledgers that finally stay honest about which is which.
The cross-border professional
Consulting and travel, with income and expenses landing in three currencies a month. Each corridor clean, each projection real.
The multi-entity operator
A side business and a personal life that must never bleed into one another. Hard isolation, by design — not by discipline.
Give it a month. See your money clearly.
Every feature, free for 33 days — long enough to capture a whole month of spending and look back on it. If Aurora earns its place, subscribe. If not, walk away: no card needed to start.
On a computer? The iOS beta installs on your iPhone: open aurorafinance.app there and tap “Install the iOS beta”. Apple’s TestFlight app walks you through the rest.
Installing the iOS beta takes two steps:
- Install Apple’s free TestFlight app from the App Store.
- Come back here and tap “iOS beta (TestFlight)” again. TestFlight opens the invite: tap Accept, then Install.
You don’t need a redeem code. If TestFlight asks for one, it was opened without the invite: come back and tap the button again, in Safari rather than a chat app.